Nevada Federal Credit Union - What You Need to Complete Your Mortgage Application

Social Security number(s) of the applicants.

Home address for the past two years. If you’re a renter you will need to provide landlord’s address and phone number. If you’re a current homeowner, you will need to provide your mortgage loan number and the mortgage holder’s name and address.

Name, address, and phone number of each employer for the past two years.

Tax returns (with W-2 forms) for the last two years.

Last two pay statements (paycheck stubs).

If self-employed or commissioned, your personal or business income tax returns (including all schedules) for the past two years.

If you are self employed, a year-to-date profit and loss statement and a balance sheet

Last three bank statements of all open accounts (i.e. include checking, savings, money market accounts). Be sure to include all pages of your statements.

Address of all real estate owned, with any loan information.

If you are applying for a VA loan you will need your Certificate of Eligibility and DD214s.

Most recent investment account, 401-k statement.

Names, address, account number, balance, and monthly payment on all open loans.

If you are refinancing, you will need your homeowner’s insurance coversheet.

What You Need to Complete Your Mortgage Application

A handy Mortgage loan application checklist