Personal Loans

Signature Loan

Need to buy a wedding dress, take an anniversary getaway or just want to upgrade your personal computer? Then apply for a Signature Loan. You can borrow as little as $1,000 up to $10,000 for 12 to 36 months. Apply online, over the phone or at your neighborhood branch.

Emergency Loan

If you need to replace your air conditioner, buy a new refrigerator, tune up your car or even cover the cost of a medical procedure, an Emergency Loan is the loan for you. Emergency loans are short-term loans designed for responsible members to establish or re-establish credit. Certain applicant conditions may apply. Apply at any convenient branch location or by phone.

Quickline Line of Credit (Overdraft Protection)

A Quickline Line of Credit provides overdraft protection for your Nevada Federal account(s). This added account protection option gives you easy access to funds during emergencies. Give us a call or stop by a branch for more details. You can apply online by selecting “Line of Credit” from the product menu on the Consumer Loan Application.

Selectline Line of Credit

For members with higher account balances, you may establish a revolving line of credit to borrow against. Special convenience checks give you quick and easy access to funds up to $25,000. Low variable interest rates and flexible payment options are a few additional benefits to Selectline Lines of Credit. Apply now.

Share Secured Loan

You’ll get immediate loan approval with a low variable rate Share Secured Loan. This loan let’s you borrow against the amount you have in your savings account for just 3% over your savings rate. Plus, you have up to 60 months to pay the loan back. Apply at any convenient branch location or by phone.

Certificate Secured Loan

Get more out of your certificate of deposit (CD). A Certificate Secured Loan let’s you borrow against your certificate for an immediate loan. Funds are released up to the total amount of the certificate. Apply at any convenient branch location or by phone.

Credit Builder Loan

You know how important it is to have good credit. A Credit Builder Loan is your key to establishing or reestablishing your credit. Here’s how it works. Nevada Federal loans you money that is deposited into a certificate of deposit (CD). You make regular payments that are reported to the credit-reporting agencies. Once the loan is paid off, you get the CD AND have a better credit score. Give us a call or stop by a branch for more details.

Break-the-Cycle Loan

A Break-the-Cycle Loan is designed for members that want to discontinue their NFCU ADVANCpay program. Nevada Federal lends you money to payoff an existing ADVANCpay loan. Once you pay the Break-the-Cycle Loan off and have completed telephone counseling with a BALANCE^sm representative, you will then be able to apply for future loans. Visit a branch for more information.