Other InsuranceLong Term CareGenerally, long-term care is the care people need when they can’t perform the tasks of ordinary living independently. It isn’t a subject that most of us care to dwell on. However, the failure to discuss or plan for the high cost of long-term care is causing American families to be unprepared to meet the high costs of long-term care. LTC Financial Partners is proud to have been selected by Nevada Federal Credit Union to provide outreach and education about the benefits of planning for long term care to NFCU members, family members. NFCU is making the Long Term Care insurance coverage offering available to provide protection against financial loss that may not be covered through government programs or traditional benefit plans. For more information about Long Term Care, call Deb Christensen at LTC Financial Partners, LLC, at (866) 471-4072 ext.1854. Visit their web site: http://www.ltcfpusa.com/nfcu/
Accidental Death & DismembermentAccidents can be traumatic enough. The last thing you want to think about is money — for yourself or your family. AD&D covers you 24 hours a day in the event of death or loss of a limb, sight, speech, or hearing due to an accident. As a valued member, you are automatically eligible for $1,000 of Accidental Death and Dismemberment coverage at no cost. In addition to the $1,000 of complimentary coverage, members can purchase additional coverage at special member rates. Additional family coverage for your spouse and children is also available. Our AD&D program managed by Dennis Lane and Associates and underwritten by ACE American Insurance Company. For more information, contact Dennis Lane and Associates at (800) 346-866.
Credit Life and DisabilityCredit Life will pay off your covered loan in the event of death and Credit Disability will make your loan payments for you in the event of a covered injury. It’s a great way to protect your family against the unexpected. As a NFCU Member, you can obtain Credit Life and Disability protection on your loan and can even have it added into your loan payments. Our Credit Life and Disability insurance is underwritten through Securian Life Insurance Company. For more information, contact a NFCU Loan Representative at (800) 388-3000.
Guaranteed Asset Protection (GAP)It’s a common scenario: your car is stolen or totaled, but the cash reimbursement you receive from your insurance is less than what you owe on the loan. This “gap” is typically several thousand dollars. And you are responsible for paying it. GAP insurance covers this deficiency and helps you avoid the financial hardship of paying for it out-of-pocket. Ask a Nevada Federal Insurance Agent for a GAP quote today! |