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Nevada Federal Credit Union
  
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Credit Card Disclosure Information

Annual Percentage
Rates
As Low As		 Annual Fees Grace Period Cash Advances Grace Period Purchases Method for Computing Interest
Visa® Platinum CURewards™ 6.9% $30.00 None 25
Days
From
Date
Of
Billing
Statement		 Average
Daily
Balance
(Including
Purchases)
Visa® Platinum Regular 6.9% None None
Visa® Gold CURewards™ 10.9% $30.00 None
Visa® Gold Regular 10.9% None None
Visa® Classic 13.9% None None
First Term Airman Visa® 17.9% None None None
New Start Visa® 18.0% $180.00
(billed $15 per month)		 None None

Overlimit Fee: $35.00
Late Fee: $35.00
Cash Advance Fee: None
Minimum Finance Charge: $1.00 Per Billing Cycle

Foreign Transaction Fee: A fee of 2% of the transaction amount will be charged in U.S. dollars for foreign transactions including purchases, cash advances and credits to your account.

Other Fees for New Start Visa® only:
Application Fee: $49.95
Return Payment Fee: $35.00
Cash Advance Fee: $10.00

By using the credit card, you affirm that as a condition of receiving a credit card from Nevada Federal Credit Union, you agree to give us a security interest in all present or future shares held in Nevada Federal Credit Union with the exception of any shares held in an IRA or other deferred compensation accounts.